According to the supplied BlockBeats brief, the highest listed small-tier USDT annualized rate was HTX at 10% for 0-200 USDT. Bitget listed 6.24% for 0-300 USDT, Binance listed 4.55% for 0-200 USDT, and OKX was listed at 1.62%. For balances above the stated small tiers, HTX, Binance, and Bitget dropped to 1.95%, 1.55%, and 1.58%, respectively. This is information only and not investment advice.
| Primary source | BlockBeats |
|---|---|
| Reported at | 2026-07-17T10:51:05.000Z |
| Topic | Stablecoin |
| Evidence limit | Reported facts are separated from interpretation; current prices and platform terms require independent verification. |
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Review BINANCEDirect Comparison
The supplied BlockBeats brief compares flexible earn or earn-style stablecoin products across HTX, Binance, OKX, and Bitget. It reports that many products use a tiered model where smaller balances receive higher annualized rates and balances above the tier cap receive lower rates.
For USDT, the listed small-tier rates were 10% on HTX for 0-200 USDT, 6.24% on Bitget for 0-300 USDT, 4.55% on Binance for 0-200 USDT, and 1.62% on OKX. Above the relevant caps, the brief lists HTX at 1.95%, Binance at 1.55%, and Bitget at 1.58%.
USDC Snapshot
For USDC, the brief lists HTX at 8% for 0-200 USDC, Binance at 6.69% for 0-200 USDC, Bitget at 6.66% for 0-300 USDC, and OKX at 1.78%.
The above-tier USDC rates in the brief are lower for the platforms that provide tiered figures: HTX drops to 2.75%, Binance to 1.69%, and Bitget to 1.36%. This makes the tier cap central to any practical comparison.
Other Stablecoin Products
The brief also lists USDE flexible products from HTX, Binance, and Bitget. HTX shows 5% for the 0-1000 tier and 3% above 1000, while Binance shows 3.75% and Bitget shows 3.70%.
For USDD, the brief says only HTX currently provides the listed flexible product, with a displayed annualized rate of 4.00%. It also mentions a U product, with Binance listed at 8.54% for the 0-10,000 tier and HTX listed at 3.00%.
How To Read The Rates
The decision-useful point is not just which headline rate is largest. A user comparing these products should first identify the supported coin, then the tier cap, then the rate that applies after the cap is exceeded.
A small account may experience the high-rate tier differently from a larger account. The brief’s overall conclusion is that higher CEX stablecoin flexible earn rates are mostly concentrated in small quotas, while larger funds may see a clear rate decline.
Evidence Limits
This article uses only the supplied BlockBeats event brief as source material. It does not verify live CEX pages, current product availability, account eligibility, regional availability, redemption timing, or any later rate changes.
The brief states that the data was organized from official public CEX pages and is for informational reference only. It also states that the data does not constitute investment advice.
Risk And Binance Context
For Binance specifically, the brief lists USDT at 4.55% for 0-200 USDT and 1.55% above that tier, USDC at 6.69% for 0-200 USDC and 1.69% above that tier, USDE at 3.75%, and the U product at 8.54% for 0-10,000.
Anyone comparing Binance with HTX, OKX, or Bitget should review the current Binance product page and terms before acting. If using the supplied Binance join route or code LUCKX, treat it as a sign-up context only, not as evidence of yield, eligibility, or outcome.
Evaluate BINANCE for your use case
Check regional eligibility, current fees and product availability on the official destination.
Review BINANCEAffiliate link · Availability varies by region · No guaranteed outcomeQuestions readers ask
Which platform had the highest listed small-tier USDT rate in the brief?
HTX had the highest listed small-tier USDT rate in the supplied brief, at 10% annualized for 0-200 USDT.
What was Binance’s listed small-tier USDT rate?
Binance was listed at 4.55% annualized for the 0-200 USDT tier, with the above-tier rate listed at 1.55%.
How did USDC rates compare in the supplied snapshot?
For USDC, the brief listed HTX at 8% for 0-200 USDC, Binance at 6.69% for 0-200 USDC, Bitget at 6.66% for 0-300 USDC, and OKX at 1.78%.
Why do tier caps matter for stablecoin flexible earn products?
Tier caps matter because the brief shows higher rates concentrated in small balance ranges. Once a balance exceeds the stated cap, the listed rate can drop materially.
Is this article investment advice?
No. The supplied brief states that the data is for informational reference only and does not constitute investment advice.